1. HERI SASONO - STIE Dharma Bumiputera, Jakarta.
Banking performance must meet criteria in accordance with Government regulations, particularly the level of capital adequacy and capital management (PBI No.13/1/PBI/2011) and Bank Indonesia Circular Letter No.13/24/DPNP/2011, concerning the health assessment of commercial banks. The research method is seen from three (3) factors, namely risk profile factors using Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR), profitability factors (earnings) using Return On Asset (ROA) and Net Interest Margin (NIM), and capital factors using Capital Adequacy Ratio (CAR). The research period is 10 years (2013 to 2022). Research results using RGEC include; Risk Profile, Good Corporate Govermance, Earning and Capital (RGEC) reflected by the average for 10 years, namely NPL (2.61), LDR (79.17), ROA (2.87), NIM (5.48) and CAR (19.49), showed very good results, but Bank Mandiri's Non-Performing Loan (NPL) indicators from 2015 to 2021, only had good NPLs,
RGEC, NPL, LDR, ROA, NIM and CAR.